Funding Solutions That Work at Retail Speed
Keep inventory stocked, handle seasonal surges, and cover day-to-day operations with fast, flexible financing built for retail businesses.

Retail Industry Snapshot
Retail moves fast and if your capital can’t keep up, you lose sales, miss trends, or fall behind on essentials. From stock-outs and seasonal staffing to marketing pushes or tech upgrades, consistent cash flow is the key to staying competitive.Capital Two helps brick-and-mortar stores, ecommerce brands, and omnichannel retailers get the right funding at the right time, so you can grow without slowing down.
Expand to Second Location
A beauty and wellness retailer used $120K in revenue-based financing to lease and renovate a second storefront, fund initial inventory, and launch grand opening marketing, all with payments tied to monthly sales.

Scaling Omni-channel Operations
A regional retailer with multiple storefronts and an ecommerce channel secured $450K through a line of credit to centralize inventory, upgrade fulfillment systems, and support cross-channel marketing ahead of Q4.

Tailored Funding Solutions
Retailers often benefit most from fast, short-term financing with flexible repayment options tied to real sales volume. These products are designed to match your customer cycles, not the bank's.
Merchant Cash Advance
Use your daily card sales to access quick capital, ideal for inventory purchases or flash-sale prep, with payments that flex with your volume.
Revenue-Based Financing
Borrow against your future earnings and repay as a percentage of your sales, perfect for seasonal stores or ecommerce brands.
Business Line of Credit
Tap into funds on demand to cover restocks, payroll, or small upgrades, then repay and reuse as needed.



How It Works
Apply
Submit a quick application with your business details
Match
Get matched with the best-fit funding offers
Fund
Choose your terms and receive funding quickly
Fuel Growth Without Delays
Apply now and get funding designed to keep your store moving.
Why Us
The Benefits of Choosing Capital Two
Capital Two isn’t just fast. We’re built for business owners who need a partner, not just a lender. We offer transparent terms, real support, and funding solutions designed to meet you where you are and get you where you’re going.
Fast Approvals
You don’t have weeks to wait. We deliver funding decisions in as little as 24 hours, so you can act fast when it counts.

Flexible Solutions
No two businesses are alike. That’s why our financing options are tailored to your needs - not stuck in a template.

Dedicated Support
When you reach out, you get real people. Funding experts who listen, guide, and stick with you from start to funded.

Specialized Focus
We do one thing and that’s business funding. Our laser focus is the reason why we do it better: with insight, precision, and zero distractions.
