How It Works
Equipment financing lets you acquire essential machinery, tools, or tech without paying the full cost upfront. Instead of draining working capital or relying on credit cards, you spread the cost over time with a loan secured by the equipment itself.This option is ideal for businesses that need to replace outdated tools or invest in growth without sacrificing liquidity.
Machinery
Buy or replace heavy-duty equipment like forklifts, loaders, or manufacturing tools.
Vehicles
Finance trucks, vans, or service vehicles needed to move goods, transport teams, or expand operations.
Technology
Invest in computers, point-of-sale systems, or hardware that improves your speed and efficiency.
Medical Equipment
Acquire diagnostic, treatment, or surgical tools needed for patient care without hurting cash flow.
Construction Tools
Lease or purchase mixers, lifts, scaffolding, and other job site gear to stay productive and compliant.
Retail Systems
Upgrade refrigeration, POS, and display equipment to modernize and optimize your store’s experience.
Hospitality Gear
Finance ovens, walk-ins, AV systems, and furniture that elevate your service and guest satisfaction.
Fulfillment Tools
Buy conveyor belts, packaging stations, and barcode scanners to boost your ecommerce logistics.
Replacement Units
Respond quickly when essential equipment breaks down without waiting for cash to catch up.
Fleet Expansion for Logistics
A growing freight company needed to add long-haul trucks to service new contracts. A $1.7 million equipment loan enabled them to purchase six tractors and trailers, boosting capacity without straining cash flow.
Dental Practice Modernization
A multi-location clinic upgraded imaging and sterilization systems with a $330,000 equipment loan, allowing them to improve patient care and expand services while preserving working capital.
Is This Right for You?
If you’re facing a high-cost equipment purchase or if renting or leasing is holding back your business, equipment financing could be the right move. You get the tools you need, now, and repay over time while your equipment generates revenue.
You need expensive gear to operate
From vehicles to diagnostics to point-of-sale systems—essential tools often come with big price tags.
You want to preserve working capital
Instead of spending $30K upfront, pay monthly and keep your reserves intact for other needs.
You prefer fixed monthly payments
Know exactly what you owe each month, with predictable terms and simple accounting.
Loan Details
Equipment financing gives you access to the gear that drives productivity without waiting on cash or dipping into reserves. You get affordable monthly payments and the ability to own the asset outright.
$50,000 – $2,500,000
1 – 5 years
1–3 business days
The equipment itself
600+ (flexible with strong revenue)
Why Us
The Benefits of Choosing Capital Two
Capital Two isn’t just fast. We’re built for business owners who need a partner, not just a lender. We offer transparent terms, real support, and funding solutions designed to meet you where you are and get you where you’re going.
Fast Approvals
You don’t have weeks to wait. We deliver funding decisions in as little as 24 hours, so you can act fast when it counts.
Flexible Solutions
No two businesses are alike. That’s why our financing options are tailored to your needs - not stuck in a template.
Dedicated Support
When you reach out, you get real people. Funding experts who listen, guide, and stick with you from start to funded.
Specialized Focus
We do one thing and that’s business funding. Our laser focus is the reason why we do it better: with insight, precision, and zero distractions.
