How It Works
Revenue-Based Financing (RBF) gives you fast access to capital with a repayment structure that aligns with your revenue, not rigid monthly due dates. Instead of fixed installments, you repay as a percentage of your monthly earnings, making it easier to manage during seasonal dips or slower months.It’s a smart choice for growth-stage businesses that want funding without giving up equity or adding debt to their balance sheet.
Inventory
Restock ahead of demand, especially during peak seasons, without dipping into operational cash.
Cash Cushion
Create breathing room during fluctuations without default risk tied to fixed payment dates.
Equipment
Upgrade technology, systems, or gear needed to meet increased customer volume.
Marketing
Boost paid media, influencer campaigns, or brand initiatives with capital tied to future ROI.
Product Launches
Get funding to develop, promote, and deliver new products while paying it back as revenue comes in.
Fulfillment
Scale warehouse or delivery capacity to match customer demand without cash-flow pressure.
Team Expansion
Hire contractors or temporary staff with flexible capital that adjusts to your earnings.
Seasonal Growth
Support your business during high-volume periods: staffing, marketing, and fulfillment included.
Recurring Costs
Cover repeat expenses like software, logistics, or subscriptions that support your operations.
Online Brand Scales for Q4
An online apparel brand used $280,000 in revenue-based financing to ramp up inventory and ad spend ahead of holiday season demand, repaying flexibly based on daily sales volume.
SaaS Company Funds User Acquisition
A fast-growing SaaS startup secured $120,000 tied to monthly recurring revenue, allowing them to invest in paid acquisition and repay gradually as subscription revenue scaled.
Is This Right for You?
RBF is ideal for businesses with steady revenue and growth goals that don’t align with traditional repayment schedules. If your income fluctuates or scales seasonally, this approach adapts to your business instead of the other way around.
You have consistent monthly revenue
RBF is based on earnings, so steady income from sales, subscriptions, or contracts is key.
You want flexible repayment terms
Instead of fixed payments, you repay a percentage of earnings, faster when revenue is strong, slower when it’s not.
You don’t want fixed loan payments
If you prefer to avoid the pressure of fixed debt obligations, this option offers built-in flexibility.
Loan Details
apital Two’s RBF solutions are built for businesses with traction but variable revenue. You’ll receive capital up front and repay it in proportion to what your business earns each month. No fixed deadlines or collateral required.
$50,000 – $2,500,000
% of monthly revenue
2-4 business days
Not required
Variable based on earnings
Why Us
The Benefits of Choosing Capital Two
Capital Two isn’t just fast. We’re built for business owners who need a partner, not just a lender. We offer transparent terms, real support, and funding solutions designed to meet you where you are and get you where you’re going.
Fast Approvals
You don’t have weeks to wait. We deliver funding decisions in as little as 24 hours, so you can act fast when it counts.
Flexible Solutions
No two businesses are alike. That’s why our financing options are tailored to your needs - not stuck in a template.
Dedicated Support
When you reach out, you get real people. Funding experts who listen, guide, and stick with you from start to funded.
Specialized Focus
We do one thing and that’s business funding. Our laser focus is the reason why we do it better: with insight, precision, and zero distractions.
