How It Works
Term loans give you predictable, structured financing with a one-time lump sum that you repay in fixed monthly installments. This type of funding is ideal for businesses making large investments that need time to generate returns, like expansion, renovations, or new equipment.With set repayment terms, you can plan around your payments while using the capital to move your business forward.
Inventory
Make a large inventory buy ahead of a seasonal rush or expansion into new markets.
Expansion
Open a new location, hire staff, or increase production capacity with financing for support long-term growth.
Equipment
Buy or upgrade machinery, tools, or vehicles without pulling from working capital.
Marketing
Run major campaigns, build a new website, or invest in brand development to drive awareness and sales.
Team Growth
Bring on full-time employees, expand departments, or cover onboarding and training costs.
Emergencies
Handling unforeseen expenses or emergencies, such as urgent repairs or unexpected bills
Renovations
Update your workspace, storefront, or facilities with a structured loan that helps you spread costs over time.
Refinancing
Use a fixed-term loan to consolidate or replace high-interest debt with more manageable payments.
Relocation
Fund the move to a new office, warehouse, or retail space and set your business up for scale.
Expanding a Regional Service Company
A plumbing and HVAC business used a term loan to open a second location and hire additional technicians. Fixed monthly payments gave them stability while scaling revenue.
Launching a National Campaign
A DTC brand used a $500,000 term loan to fund a nationwide campaign and relaunch its website. The 3-year term made payments manageable while revenue increased.
Is This Right for You?
Term loans are a great fit for established businesses planning a major initiative with a clear return on investment. If you value predictability and want to fund something substantial without drawing from your cash reserves, this may be your best option.
You want a lump sum of capital
Get the full amount up front to fund large projects, purchases, or transitions.
You prefer structured payments
Fixed terms and monthly payments make it easy to budget and stay on track.
You have strong business financials
If you have consistent revenue and a solid history, you’re likely to qualify for attractive terms.
Loan Details
Term loans are built for businesses making planned investments with predictable returns. With fixed terms and monthly payments, you get the stability to grow confidently while managing cash flow.
$50,000 – $2,500,000+
Fixed monthly payments
2 – 7 business days
Fixed or variable
1 - 5 years
Why Us
The Benefits of Choosing Capital Two
Capital Two isn’t just fast. We’re built for business owners who need a partner, not just a lender. We offer transparent terms, real support, and funding solutions designed to meet you where you are and get you where you’re going.
Fast Approvals
You don’t have weeks to wait. We deliver funding decisions in as little as 24 hours, so you can act fast when it counts.
Flexible Solutions
No two businesses are alike. That’s why our financing options are tailored to your needs - not stuck in a template.
Dedicated Support
When you reach out, you get real people. Funding experts who listen, guide, and stick with you from start to funded.
Specialized Focus
We do one thing and that’s business funding. Our laser focus is the reason why we do it better: with insight, precision, and zero distractions.
