Frequently Asked Questions
How fast can I get funding?
Capital Two offers one of the quickest approval processes in the industry. Most applications receive a decision within 24 hours, with funding available as soon as the next business day.
What types of businesses do you work with?
We serve small and mid-sized businesses across industries like construction, retail, healthcare, transportation, ecommerce, and hospitality, with tailored funding for each.
Do you check my credit to apply?
No hard credit check is required to start. Our prequalification process uses a soft inquiry or revenue-based data to match you with suitable loan options—no impact to your score
What makes Capital Two different from a bank?
Unlike banks, we move fast, personalize every offer, and work with businesses traditional lenders may overlook. We focus on fit and outcomes to your benefit.
What funding options do you offer?
We match you with the best option from products like working capital loans, lines of credit, equipment financing, invoice factoring, SBA loans, and more.
Do I need collateral to qualify?
Most Capital Two solutions are unsecured or based on business revenue. If collateral is required, we clearly explain why and help you navigate the terms.