Get the Funding Your Business Needs. Fast.
Skip the red tape. Access flexible, straightforward funding tailored to your small or mid-sized business. Whether you’re expanding, stabilizing cash flow, or responding to growth opportunities, we make funding easy.

Clear Terms

Human support

Approvals in as little as 24 hours
Transparent Terms
Approvals in as little as 24 hours
Human support included
Transparent Terms
Approvals in as little as 24 hours
Human support included
Smarter Funding Solutions, Built Around You


Opening Bank Account Easier
Sinza revolutionizes banking, offering a user-centric digital experience. Seamlessly manage finances with secure transactions, personalized and dashboards, and insightful tools.


Download App
Download app. It will work for windows, Mac and androids.
Create Your Account
Open your own account online with ease.
Start Banking
Set up online banking and watch your money grow.

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About Sinza
Welcome to Sinza bank, your gateway to hassle-free banking. Our advanced banking technology and tailored services will help you manage your finances with ease.
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Explore How You Can Grow With Us
Conduct transactions effortlessly with prominent buttons and shortcuts for common actions, such as QR code scanning for efficient payments.
Our platform offers comprehensive solutions, including data analytics and seamless payment integration.
Users enjoy 49% faster transections processing times compared to other traditional banks.
Our platform offers comprehensive solutions, including data analytics and seamless payment integration.
Do All Your Banking Safely & Conveniently Through Our Mobile App

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Frequently Asked Questions

How fast can I get funding?
Capital Two offers one of the quickest approval processes in the industry. Most applications receive a decision within 24 hours, with funding available as soon as the next business day.
What types of businesses do you work with?
We serve small and mid-sized businesses across industries like construction, retail, healthcare, transportation, ecommerce, and hospitality, with tailored funding for each.
Do you check my credit to apply?
No hard credit check is required to start. Our prequalification process uses a soft inquiry or revenue-based data to match you with suitable loan options—no impact to your score
What makes Capital Two different from a bank?
Unlike banks, we move fast, personalize every offer, and work with businesses traditional lenders may overlook. We focus on fit and outcomes to your benefit.
What funding options do you offer?
We match you with the best option from products like working capital loans, lines of credit, equipment financing, invoice factoring, SBA loans, and more.
Do I need collateral to qualify?
Most Capital Two solutions are unsecured or based on business revenue. If collateral is required, we clearly explain why and help you navigate the terms.